We’re excited to partner with Affirm, giving you the flexibility to pay on your terms. Next time you’re shopping with us, just select Affirm at checkout to split up your purchase into monthly payments as low as 0% APR.
Transparent
Affirm tells you the total amount you’ll pay up front. That number will never go up.
Flexible
You choose the payment schedule that works best for you.
Fair
Affirm doesn’t charge late fees or hidden fees of any kind, ever.
How It Works
1. Fill your cart
Select Affirm at checkout, then enter a few pieces of info for a real-time decision.
2. Choose how to pay
Pick the monthly payment plan you like best. You’ll never pay more than you agree to up front.
3. Pay over time
Make payments at affirm.com or in the Affirm app. You’ll also get reminders by text and email.
Frequently asked questions
Here are some common questions that shoppers using Affirm have.
Q: Will Affirm affect my credit score?
A: Creating an Affirm account and seeing if you prequalify will not affect your credit score. If you decide to buy with Affirm, these things may affect your credit score: making a purchase with Affirm, your payment history with Affirm, how much credit you’ve used, and how long you’ve had credit.
Q: Does Affirm charge interest and fees?
A: We don’t charge any fees. That means no late fees, no prepayment fees, no annual fees, and no fees to open or close your account. Depending on the size of your purchase and where you’re shopping, your payment plan may include interest. You’ll never owe more interest than you agree to on day one—so you always know exactly what you’re getting into.
Q: How does Affirm make money?
A: We earn a commission from businesses, and shoppers pay interest on some items. Unlike credit card companies though, we don’t depend on shoppers paying late or staying in debt. Instead, we try to give them a great experience so they come back and use Affirm again.
Q: What does it mean to prequalify?
A: When you prequalify, you get an estimate of how much you can spend with Affirm. You don’t have to use the full amount, and you’re not on the hook to pay anything back until you actually make a purchase.
DISCLOSURE
Rates from (0-36% APR). For example, a $800 purchase might cost $72.21/mo over 12 months at 15% APR. Payment options through Affirm are subject to an eligibility check, may not be available everywhere, and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. For licenses and disclosures, see affirm.com/licenses.
Need tips on surviving the Holiday Rush? Check out this roundup of links to our archives on the topic.
If you missed our Facebook Live or just want to delve deeper for tips on surviving the Holiday Rush, check out this roundup of links to our archive on the topic.
Brian Taylor from 
