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Beyond Haircuts: The Bath-First Strategy to Grow Your Grooming Business

In case you missed it, check out this Free Webinar hosted by our friends at The Daily Groomer.
Paragon President Joe Zuccarello shares real, actionable strategies to boost revenue in ways that don’t burn out your team or frustrate your clients.

Here’s what you’ll learn:

“Add-Ons” That Work: The most profitable (and simple!) upgrades you can offer—think nail trims, specialty shampoos, or custom packages.
Upselling That Feels Good: Learn how to give clients more choices without feeling pushy or sales-y.
A Mindset Shift: Move beyond the usual advice and discover creative ways to grow income.
Success Stories: Real-world examples from salons just like yours who are already crushing it.

Want help building your Groom Tech team? Book some time to discuss your needs or Get Started by setting up your Employer Account today!


How to Give A Dog A Facelift

ParagonPetSchool.com founder Melissa Verplank demonstrates how to give a dog a facelift in a blog depicted by her holding a small dogIn our salons, one of the most popular head styles is round. Especially when it comes to Doodles, mixed breeds of all sorts, lots of drop-coated breeds plus a few others.

Did you know there is an easy way to make any dog look younger? More perky?

And the best part – it’s SIMPLE!

Shorten the ears and the muzzle.

Long ears and muzzles drag a dog down, making them look older. It also detracts from a bright expression.

Plus, all the excessive coat is a dirt magnet. It’s constantly getting dragged through their food and water dishes. Longer fur drags on the ground as they pick up all their ‘doggie messages.’ (that’s gross!) Unless it’s being washed almost daily, it gets dirty, stinky and oily. And the potential for mats and tangles is increased the longer the coat.

How short do you go? That’s up to you and the owner.

Whatever the look, it should complement the trim and the dog. It needs to balance with the overall haircut.

Read the rest of this entry »


Doodles are Job Security


In this video, Certified Master Groomer Melissa Verplank celebrates the business-building blessing of the Doodle. These coat-carrying mixed breeds might be controversial creations among breed purists, but they provide an excellent opportunity to educate pet parents and help them understand the not-insignificant hygiene demands to make Doodles look and feel their best.

Want to learn more Doodle-Dos, like how to make them look like a Portuguese Water Dog? Join Paragon’s GroominarNetwork.com, the internet’s best groom instruction video resource and community.

Want to advance your Doodlin’ skills? Level 3 of Paragon’s Professional Pet Stylist Certification Program will help you kick it up a notch!

Transcript
Melissa V: Hi guys, Melissa here. I want to talk to you a little bit today about the Doodles. There are so many Doodles. They come in a wide variety of shapes, sizes, coat types. There isn’t a whole lot of consistency with a Doodle other than it is almost any purebred mixed with a Poodle. You can have the Labradoodles, the Goldendoodles, the Aussiedoodles, the Bernedoodles. Anything can be mixed with a poodle and it comes out as a Doodle, and with the Poodles, we’ve got such a variety of sizes with the Poodles, we are seeing the Doodles coming out now being small, medium, large. So, they really are running a gamut. But, what I want you to stop and think about, because I know a lot of time when people mention the word Doodle in a professional setting, it brings out probably not the best qualities of us as professionals. I see a lot of frustration, a lot of anger coming out when we start talking about Doodles. And I kind of take a little different stance on it, because I’m really thankful that the Doodle has become some popular. Because, gang, it’s a groomable breed. They require regular maintenance to keep the dogs looking and feeling their best.

If you take a look at the top breeds for the past number of years in the AKC in the United States, folks, most of the dogs that are in the top 10 don’t carry a lot of coat. They aren’t necessarily groomable breeds that require regular haircuts. Yes, the Poodle is in there. Thank heavens the Poodle is in the top 10. The Yorkie is also in the top 10, but I mean, come on. The Yorkie is a little tiny guy. At least the Poodle we’ve got the toy, the miniature, and the standard so we’ve got some variety going on there. But, the point is that, when we’re looking at purebred dogs and when you’re seeing so many in the top 10 that are short coated, and that is also transferring over to many of the mixed breeds. They’re short coated. They don’t require a whole lot of professional grooming in the form of haircuts. So, to have such a wide variety of Doodles with a lot of coat, it’s a blessing to us. I mean, honestly gang, it’s job security. Thank heavens we have these dogs.

But, what I will say is, where the frustration is coming in, at least this is my take on it, is the frustration is coming from the fact that breeders are really preying upon owners being gullible. They’re mixing anything with a Poodle and calling it a Doodle and they’re just riding this wave of this popularity craze, and that drives us crazy. Especially if you are used to dealing with purebreds and very conscious breeders that are trying to improve and enhance a breed. And breeders of Doodles just really don’t seem to ride that same wave. So, to me, that definitely is a frustration point. And I get it. You know, that part drives me a little crazy. It drives me crazy that owners are going to be so gullible and so naïve and they’re just going out and they’re not really researching what they’re getting. You know, you almost have to do more research, because not only do you need to research the Poodle, but you need to research whatever other breed these dogs are being mixed with because now you’ve got that combination of personalities. What are you really getting, and is it going to fit into a family lifestyle that the owners need it to fit into?

To me, that’s where some of the frustration points are. But, I also see it as being an opportunity, because the other thing that breeders don’t seem to do a really great job with consistently, and I’m not saying all breeders, but come on, we see it enough that it poses frustration from a professional standpoint, is breeders aren’t being totally honest with the new pet parent of what kind of maintenance that dog is going to take from a hygienic standpoint. From a brushing, a bathing, and a grooming standpoint. All of a sudden, they’re saying oh, they only need to be groomed once a year or twice a year and we know as pros that are dealing with coat that that is so far from the truth. So, now we’ve got a situation where who does the owner truly trust? The breeder that they just purchased the dog from or the groomer who’s telling them this dog is going to need to be groomed on a very frequent basis? And most of the time, a lot of the Doodles are good size, so this isn’t a small price point for them. And these dogs really need to be groomed every four to six weeks.

So, you got a little bit of an uphill battle, but if you approach it properly and with compassion with the owner and towards the dog, many times you can re-educate and you have an opportunity to turn the Doodle owners into phenomenal clients. Because, come on, these guys are furry. And, whether it be a wire coated type Doodle or a Doodle, I mean, the breeders are saying hey, they’re hypoallergenic. But, come on. You know, they don’t shed. Yeah, how many times have you heard that? Yeah, depending again what they’re mixed with, that’s not necessarily true. So, you’ve got to go in and really be open and honest and caring with the owner and make sure that they understand that you are looking out for the best interest of the pet and the best interest of the owner based on what their lifestyle is and how much they are willing to do in between groomings. I mean, this is no different than any other haircut breed that we do. So, take the time to educate those owners. Turn your frustration into an opportunity to help the pet, to help the pet parent, and be thankful that we are seeing so many Doodles coming through, because almost all of them truly need professional grooming to look and feel their best. And honestly gang, it is job security, number one, for all of us.


6 Qualities Professional Dog Groomers Have In Common

professional certified dog groomer graduate from paragon pet school depicted by young woman holding a terrierBy Melissa Verplank, CMG, Founder of ParagonPetSchool.com

The path of every successful bather, groomer or pet stylist is slightly different. However, there is a set of common threads that tie the most successful pet professionals together.

Here are seven common qualities that set top performers apart.

 

1. They are positive.
You cannot have a positive life and a negative mind.

~ Joyce Meyer

A positive attitude helps you deal more easily with the daily affairs. It brings brightness into your life, making it easier to avoid worries and negative thinking. When you’re positive, you have a clear, calm mind that is open to possibilities and see opportunities where others see nothing.

And as a bonus, if your attitude is strong enough, it becomes contagious. Contagious to clients. To co-workers. To Pets. Everyone.  It’s as if you radiate positive energy around you.

2. They are learners.

“Anyone who stops learning is old, whether at twenty or eighty. Anyone who keeps learning stays young. The greatest thing in life is to keep your mind young.”

~ Henry Ford

Wikipedia defines Lifelong learning as, “the ongoing, voluntary, and self-motivated pursuit of knowledge for either personal or professional reasons.”

It is the nonstop development of skills and knowledge of a pet professional, at any level. It occurs through experiences encountered in the course of a lifetime. These experiences could be formal (training, tutoring, mentorship, apprenticeship, etc.) or informal (experiences, situations, etc.)

Learning is the key to achieving a person’s full potential.  Learn does not stop once you get out of school. Folks who continue to learn are able to transform their lives. They become more successful at home, more successful with their families, more successful at work and more successful within their salons and work environments.

3. They are always moving.

“Life is like riding a bicycle to keep your balance you must keep moving.”                         

-Albert Einstein

Successful pet professionals are achievers. You aren’t going to see successful pet grooming teams dragging around the shop. Nope. They are buzzing with activity. They are constantly on task, on schedule and looking for a way to shave moments off any task without sacrificing quality. Their hands and feet are never still.

They are constantly in motion. When I hear the term “occupational athletes,” highly successful team members in any grooming department typically fit that description well.

 

4. They are curious.

“Curiosity is one of the most permanent and certain characteristics of a vigorous intellect.”

~ Samuel Johnson

Curiosity might have killed the cat, but a new study by psychologists suggests that curiosity is very good for people. Do you want a rewarding career?  Then be curious.

To have curiosity in your job can be a powerful tool. It does not matter which department you are in or if you wear all the hats in your business. If you can find different ways to stay hungry for knowledge and continue to be a lifelong learner, you will find your career to be much more rewarding.

The more curious you are, the more possibilities you will open throughout your lifetime.  Open your eyes and look around.

5. They are persistent.

“Ambition is the path to success. Persistence is the vehicle you arrive in.”

-Unknown

Being persistent after it seems like everything has failed is one of the hardest things to do. You just want to give up. Give up on the dog. Give up technique. Give up on yourself.

 

When trying to be persistent, it is important that you have a goal in mind. Whether it’s getting that dog squeaky clean, the clipper work baby butt smooth, a velvet finish on a hand scissor dog or just trying to add an extra dog to your roster on a consistent basis, don’t’ give up. Even though you don’t see results immediately, keep trying. Keep pushing yourself.  Having an end result in mind will keep you motivated, which builds persistence.

 

6. They are passionate.

To be successful, the first thing to do is fall in love with your work.

~Sister Mary Lauretta

If you want to be successful at your job and move up, you need to be passionate about your work. You need to be motivated and driven to be the best you can be regardless of your work. Passionate people love their work.

Passion, motivation, drive. Call it what you want it. Bottom line, it’s that self-driven attitude towards your job and your work that can help lead you down the path to success.

Passion is an emotion that comes from within you. It’s your enthusiasm. Your motivation. Your drive.

I promise you, others will be positively impacted by your personal passion towards pets. Passion does not go unnoticed. People will see how well you do your job and your attitude towards it. They will see even if a task is hard you don’t give in, you apply yourself even more to overcome it. They will notice your drive and your motivation and consider how you would do in another position.

 

Becoming stagnated in a career is boring.  The work gets sloppy. Customer service goes down.  The wonderful part of being involved with the pet industry, there is no limit as to your personal growth. I love being surrounded by people that have these six qualities firmly developed in their lives. They are energizing and refreshing to be around. Their energy is contagious!

How many of these six traits to you have? How many do you feel you could improve on?


Maximizing Your Grooming Schedule: Practical Tips for Busy Groomers

Guest article from MoeGo

As a groomer, you’re no stranger to the daily hustle of managing appointments, handling client expectations, and dealing with unexpected changes. While your love for furry clients keeps you motivated, the reality of schedule management can often feel overwhelming–and you are not alone. By implementing smart strategies and tools, you can transform your scheduling challenges into a streamlined, stress-free process that benefits both you and your clients.

Core Scheduling Challenges for Groomers

Whether you own a grooming salon or mobile grooming business, effective schedule management is vital for running a successful business, but it comes with its fair share of challenges. Common issues include:

  • No-Shows and Late Cancellations: These disrupt your day and leave gaps in your schedule.
  • Overbooking: While trying to accommodate every client, overbooking can lead to burnout and rushed services.
  • Underbooking: Empty slots in your day can result in missed revenue opportunities.

Recognizing and addressing these pain points is the first step toward optimizing your schedule and creating a better experience for both you and your clients.

Tips for Better Schedule Management

1. Use Smart Scheduling Tools

Leverage technology to keep your calendar organized and efficient. Digital scheduling tools can automate appointment reminders to reduce no-shows, allow clients to book recurring appointments, and enable customization of booking windows based on your service durations, service type, and availability. By incorporating technology into your business, you can reduce the manual, time-consuming tasks while still providing a best-in-class experience to your clients.

2. Establish Clear Booking Policies

Set clear expectations with your clients by introducing booking policies. In order to increase booking reliability, save a credit or debit card on file before confirming appointments. In addition, you should implement a cancellation fee for last minute cancellations, typically within 24 hours of the scheduled appointment. And most importantly, communicate these policies upfront during the booking process to avoid confusion or pushback.

3. Plan Your Day Strategically

A well-planned day ensures you maximize productivity while avoiding burnout. To achieve this, schedule high-revenue services during peak hours to make the most of your busiest times. Reserve specific time slots for walk-ins or last-minute appointments to accommodate client needs without disrupting your workflow. And finally, include buffer times between appointments for breaks or to manage unexpected delays, ensuring you maintain the quality of service throughout the day.

4. Embrace Online Booking

Online booking offers clients the convenience of scheduling appointments at any time while saving you the time it takes to respond to all appointment requests, create new client profiles, and determine your availability. To make the most of this option, choose a platform with a user-friendly interface to simplify the booking process for clients. Regularly updating your availability ensures that clients can easily find open slots that fit their schedules. Additionally, highlighting add-on services during the booking process can help increase revenue while providing a seamless experience for your clients.

Building Client Relationships Through Scheduling

Effective scheduling isn’t just about filling your calendar—it’s a way to build lasting relationships with your clients. By maintaining constant communication with your clients, with the support of automation technology, you can use appointment reminders and follow-ups to show you care about their experience and create repeat customers. You can reward those loyal clients by offering them priority access to their preferred time slots.

Staying Flexible and Adapting to Change

No matter how well you plan, unexpected changes are inevitable. Here are some ways to stay flexible:

  • Have a clear process for handling last-minute cancellations or rescheduling requests.
  • Leverage technology to notify clients of open slots and offer special promotions to encourage repeat bookings.
  • Use downtime to catch up on administrative tasks, cleaning, or preparing for upcoming appointments.

Conclusion

Mastering schedule management is more than just keeping your calendar full; it’s about reducing stress, increasing revenue, and delivering top-notch service to your clients. By leveraging smart tools, setting clear policies, and prioritizing relationships, you can create a seamless scheduling process that works for you and your business.

Ready to elevate your scheduling game? Discover how MoeGo’s all-in-one pet care software empowers you to manage your schedule with ease, allowing you to focus on what matters most–growing your business. As a proud partner of Paragon, we’re here to help you succeed at every step.

 

 


Adding Dental Health Services & Products to Boost Your Business

Originally published by our partners at IndiePet.  

Chew on this! Did you know, according to the American Veterinary Medical Association, it is estimated that by the age of two 80 percent of dogs and 70 percent of cats have some form of periodontal disease? Further, periodontal infections have been linked to diabetes, heart attacks, strokes, kidney disease and other life-threatening disorders.

WOW! What are you doing about this? As a Pet Professional, we have an obligation to the Pet Parents who trust us with their pets’ care to inform them of the severity of this problem.

Most Groomers believe they can only make more money if they take an extra dog on the books, or raise prices, or do more big dogs. All of these methods will work, but what about working smarter and not just harder. How?! Recommend extra services that not only generate extra revenue but also educate the Pet Parent and benefit the pet in one way or another. Oral Care services are a perfect add on which satisfies all of these criteria.

If the business has only Groomer they can groom 8 dogs per day and they make a concerted effort to ask every person who comes through the door if they would an oral care service for their pet, (we’ll talk about services choices in a minute) and only 20% of the clients accept, that can equal an average of $20-$30 extra in revenue per day. $30 per day multiplied by seven days per week generates over $11,000 per year in incremental revenue. What if you had more people working in your salon? What if three or four out of every ten clients accepts?

Now that I have your attention (money always works!), let’s talk about the choices you have in service offerings. First, traditional teeth brushing. Depending on the toothpaste and toothbrush (human toothbrush or finger brush) you use, this service can be easy to start and a fair number of dogs will let you brush their teeth while others will not. Another choice is dental wipes. Yet another choice is the best way of addressing the pet’s oral care needs and that is a variety of products engineered to make the entire process easier for the Groomer and the pet. Based on a “no brushing necessary” position, products such as dental gel, breath sprays and foams, water additives, and a variety of treats and chews not only give you more options to address the concern of periodontal disease, but also gives your clients a choice of products to use at home on a regular basis.

Dental products are perfect additions to your services offering, plus they are a great addition to your retail offering. Many Groomers will say dental services offered in salons on a “once a month” basis has very little effect on the pet’s dental health. I beg to differ. I can tell you from experience you WILL sell oral care services by simply asking everyone who enters your business and you WILL sell oral care products to Pet Parents who wish to take better care of their pet’s teeth since you have brought it to their attention that they should be. The products you carry should make it as easy for the Pet Parent as possible. If the product is hard to use or the process is hard to do, they simply won’t do it.

Additional Resources:

Hey Joe Podcast“Dental Awareness with Guest Josh Meyer, TropiClean”

ArticleHow Groomers Can Help Maintain Dental Health

 


Melissa’s Top 4 Tips for Getting Through the Holidays

By now, busy salons are bracing for the holiday rush. Thanksgiving. Hanukkah. Christmas. Are you ready?

This isn’t only your busiest season, it’s also the end of the year. It can make or break your earning goals. Will you finish off the year with a bang? Will your books be full for January and February of next year?

I love this time year. It forces us to be on top of our game. To be organized. To be ready. To have our days planned. To keep our communications clear with fellow team members and our customers. To know our limitations.

Most of us who are involved with the pet industry are here because of our passion. We simply love working with the pets. However, even the most passionate groomer can feel the pressures of holiday demands.

If you are one of those professionals who feels the pressures of the Thanksgiving and Christmas crunch, take heart. Get in front of it now and review areas that could use some improvement in the salon.

Here are My Top 4 Tips for Getting Through Your Day with Ease:

#1. Mental Control

Stay focused. Pay close attention to what you are doing at all times. You’re working with live animals and sharp instruments. Chatter between your coworkers and pets breaks your focus. You lose time and you make mistakes when you don’t stay focused on the pet.

Always practice the three C’s; stay calm, stay cool, and stay collected. When you’re working with a pet you want to be friendly but aloof. You want to correct any undesirable action before it becomes a major problem. Frustration and anger have no place in a professional salon setting. If you feel yourself getting frustrated, take a break. Breath. Step back to the grooming table when you have regained your composure.

Work methodically with all pets. Don’t get flustered. Set an even and steady pace when it comes to handling, bathing, drying, brushing, clipping, and scissoring. Set time goals for every step of the grooming process and strive to achieve them.

#2. Invest in Yourself and Your Equipment

What is the condition of your equipment? Are you working with top-quality equipment?

It’s amazing how much time you can save when your equipment is in top condition. Or when you splurge on that new pair of blenders that cut like butter. Or you have a high-velocity dryer that has plenty of punch. Oh, and all of your shears and blades have sharp edges on them — correct? There’s nothing more frustrating than working with dull and ineffective equipment when crunch time is on. Right now you’re in crunch time.

#3. Organization in the Salon

Do you have a smooth process for client check-in and checkout? If you’re computerized, is it easy to pull up client records in a flash? If you’re still working with a card file, are all the records pulled the pets that are scheduled for that day?

Most stylists in a salon setting find working in a minimum of three or four hour blocks of time can be highly advantageous to time management. The more you have to stop to check-in or checkout clients the more you lose your focus on the pet that is on the table. By working in blocks of time, you can check multiple pets in and out in tight windows of time when it comes to dealing with customers.

Do you have a method to track all the collars and leads that accompany the pets? This is no time to be looking for that lost collar or lead! Do you have a bright assortment of those pre-made? Do you have festive bandannas cut and ready to go on the dog?

#4 Mental & Nutritional Stamina

When the rush is on, you need to be at your peak — mentally, physically and nutritionally.

You’re not going to be at your peak if you’re not getting enough sleep. I know … I know. With all the demands between work, family and holiday festivities, slumber can be hard to come by. Normally, a professional groomer is so physically exhausted that when your head does hit the pillow — sleep comes easily. Just make sure you’re getting enough hours each night so you can perform at high levels the next day.

With the holidays upon us, most salons find themselves overrun with holiday treats from their clients. Be careful with this one. Personally I learned the hard way you are not good to feel your best if you consume all those goodies all day long!

I learned in my early 20s to pack healthy food options to keep me nourished all day long. I was mobile so in between every client by reward was to eat. If I had healthy options at my fingertips, it was easy to keep my energy level in high gear. In a salon setting, this might be a little bit more challenging. Still, eating healthy small amounts on a regular basis is the best way to keep you both mentally and physically content.

Pack a nutritional lunch plus snacks. (You know your days are going to be long!) Or do a potluck between staff members. We’ve done this for years at the Paragon School of Pet Grooming with great success. The rule is: Healthy, quick food options only. No sweets. No desserts. Our clients do a great job with that. The potluck is set up so everybody can grab a quick bite in between dogs quickly and easily.

If you’re not a cook – have a stack of local takeout menus available. If they deliver – BONUS!

The holidays are a great time to really test your skills. We’ll find out quickly just how successful you are. If you have a full book and struggling to fit into just one more pet each day, you know you have arrived. Be thankful for creating a service that your customers desire. If you take care of them well — they’ll take care of you. That’s what successful customer service is all about!

Happy trimming!

~Melissa

If you need a brush up on any time management lessons, here are a few titles from Learn2GroomDogs.com that could help you.


How to Survive the Holiday Rush

Need tips on surviving the Holiday Rush? Check out this roundup of links to our archives on the topic.

Remember Self-Care:

  • Physical Health – You’re an occupational athlete! What does it take to stay in top form?
  • Food Prep – Plan meals ahead to stay “fueled” for top performance
  • Mental Health – What helps you destress? Pre-book a relaxing massage or schedule time for relaxing hobbies.
  • Pace Yourself – Know your limits and when to say no.
  • Stay Merry – Keep the spirit in the season!

Resources for Surviving the Holiday Rush

From the Archive: Videos at Learn2GroomDogs.com

Preparing for the Holiday Rush with Melissa Verplank

Tails from Holidays Past

Creating Holiday Ornaments on Hip Rosettes


Help Pup Relief Tour International Give the Gift of Grooming Tools


Join the ParagonCares team in helping the Pup Relief Tour advocate for animal welfare and develop the grooming profession in its Africa 2025 Mission! The quest is to outfit 50 grooming students at two developing grooming schools with a complete toolkit to launch their careers. You can participate by either supplying tools directly, by purchasing at the Amazon Wishlist, or donating to the Pup Relief Tour’s GoFundMe campaign linked below. For more information, email [email protected].

Background:

The Pup Relief Tour Africa 2025 is a humanitarian initiative focused on providing essential grooming services to dogs in underserved communities across Africa. It’s mission is to improve the well-being of dogs by providing grooming services.

  • 85% of pet owners in rural African areas report lack of access to professional grooming services, which leads to an increase in skin diseases and infections in pets.
  • 60% of dogs in underserved communities suffer from preventable health issues such as parasites, infections, and matted fur.
  • The initiative includes establishing two permanent grooming schools for long-term training and education of local groomers in Nigeria and Ghana.
  • The PRT Team will provide continuous education and certification for local groomers, ensuring sustainability in grooming practices. Students will have access to industry-leading tools, trainers and resources, including partnership with Paragon’s Groominar® Network.

 

Here’s a List of Tools Needed:


Paragon Now Offers Affirm Pay Over Time

We’re excited to partner with Affirm, giving you the flexibility to pay on your terms. Next time you’re shopping with us, just select Affirm at checkout to split up your purchase into monthly payments as low as 0% APR.

Transparent
Affirm tells you the total amount you’ll pay up front. That number will never go up.
Flexible
You choose the payment schedule that works best for you.
Fair
Affirm doesn’t charge late fees or hidden fees of any kind, ever.

How It Works

1. Fill your cart
Select Affirm at checkout, then enter a few pieces of info for a real-time decision.
2. Choose how to pay
Pick the monthly payment plan you like best. You’ll never pay more than you agree to up front.
3. Pay over time
Make payments at affirm.com or in the Affirm app. You’ll also get reminders by text and email.

Frequently asked questions

Here are some common questions that shoppers using Affirm have.

Q: Will Affirm affect my credit score?
A: Creating an Affirm account and seeing if you prequalify will not affect your credit score. If you decide to buy with Affirm, these things may affect your credit score: making a purchase with Affirm, your payment history with Affirm, how much credit you’ve used, and how long you’ve had credit.

Q: Does Affirm charge interest and fees?
A: We don’t charge any fees. That means no late fees, no prepayment fees, no annual fees, and no fees to open or close your account. Depending on the size of your purchase and where you’re shopping, your payment plan may include interest. You’ll never owe more interest than you agree to on day one—so you always know exactly what you’re getting into.

Q: How does Affirm make money?
A: We earn a commission from businesses, and shoppers pay interest on some items. Unlike credit card companies though, we don’t depend on shoppers paying late or staying in debt. Instead, we try to give them a great experience so they come back and use Affirm again.

Q: What does it mean to prequalify?
A: When you prequalify, you get an estimate of how much you can spend with Affirm. You don’t have to use the full amount, and you’re not on the hook to pay anything back until you actually make a purchase.

DISCLOSURE
Rates from (0-36% APR). For example, a $800 purchase might cost $72.21/mo over 12 months at 15% APR. Payment options through Affirm are subject to an eligibility check, may not be available everywhere, and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. For licenses and disclosures, see affirm.com/licenses.